As a member of the CAMRT, you have access to a comprehensive suite of insurance products designed specifically for the risks MRTs face — in the clinic, online, and beyond.
As part of your daily interaction with patients, you may face situations where your patients look to hold you responsible for injuries they deemed to have received.
Professional Liability insurance protects you against liability or allegations of liability for injury or damages that have resulted from a negligent act, error, omission, or malpractice that has arisen out of your professional capacity as a medical radiation technologist or ultra sonographer.
It is important to note that coverage is afforded on a “claims-made and reported” basis and will respond to claims made during the policy period.
This means that the policy which is in place when a claim is made, will be the policy to respond – regardless of when the incident occurred. Therefore, it is extremely important there is no lag or gap in coverage between policy periods. Coverage needs to be continuously in place to ensure you are continuously protected.
Professional Liability Insurance Program brochureNavigating the legal system is costly and time-consuming. That's why members who purchase Professional Liability Insurance (PLI) through BMS receive complimentary access to confidential legal guidance from Gowling WLG (Canada) LLP — one of Canada's leading national law firms with deep expertise in health care professional liability.
Reach a dedicated Gowlings lawyer for practical guidance on issues that affect your practice, including:
Gowlings Pro bono Legal Helpline: 1-855-783-8834
www.gowlingwlg.com
If an incident occurs that may give rise to a claim, act promptly. Notify your broker or insurer as soon as practicable and document the event thoroughly, including all parties involved and any relevant details.
Have the following ready when you report:
PLI, Business PLI, CGL & Business Package (Crawford & Company)
1-877-805-9168 | BMSclaims@crawco.ca
Cyber — Breach Response Services (Beazley)
1-844-778-5950 | bbrcanada@beazley.com
Employment Practices Liability (Berkley Canada)
claims@berkleycanada.com
Personal / Business Legal Insurance (ARAG)
1-877-255-4269 (English) | 1-888-845-5205 (French)
BMS Canada Risk Services Ltd.
979 Bank St, Suite 200,
Ottawa, ON K1S 5K5
Contact Us, Toll Free:
t: 1-855-318-6558
e:
camrt.insurance@bmsgroup.com
This website is for information purposes only. The policy wording sets out the terms and conditions of the insurance contract, including any exclusions, limitations deductibles, or coverage extensions that may apply. In the event of a claim such terms and conditions may limit the amount of payable or exclude coverage. If you wish to receive a copy of the full policy wording, please contact us.
For more information about your insurance broker, BMS Canada, and insurance regulatory principles of conduct, please click here.